Independent financial advisory
Your Financial Clarity Starts Here
In a financial world full of platforms, products, and promises, FIN takes a different path.
We believe true clarity comes from independent advice—focused on your goals, structured with precision, and built to evolve with you over time.
Rooted in Trust.
Our principle is simple: everyone deserves financial clarity and real guidance.
Services that evolve with you.
Financial needs shift as life does. At FIN, we offer modular, transparent services according to your needs – from your first investment to your retirement strategy.
Expats in Switzerland
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Clarity on double taxation, withholding tax & international cases.
The international context is our daily bread and butter. We understand how to deal with the requirements of foreign citizens (expatriates). We expertly guide you through your tax return.
Tax Return Switzerland
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Our advisors understand cantonal and Swiss tax law — always with an international perspective.
For all cantons, with transparent flat rates and personal support.
Individual Tax Planning
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Optimize your taxes — whether private or as an expat.
Tax consulting is about trust. We dedicate time and expertise to your situation, making sure your interests come first.
Strategic Financial Planning
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All-round support — pensions, estate, investments, real estate.
After tax season is before tax season. FIN provides holistic advice on all financial and tax issues — one point of contact for everything.
Trust the Stars: Google Reviews
Questions still lingering?
We're here with the answers you need.
Here's what people often want to know before getting started with FIN.
Is the initial consultation free of charge?
Yes, your first consultation with us is completely free and without obligation. This allows you to get to know us and discuss your needs before making any commitments.
Why should I choose independent financial advice?
Independent financial advice ensures that recommendations are made in your best interest, free from conflicts of interest or product sales pressure.
How is an independent advisor different from a bank consultant?
Unlike bank consultants, who may be tied to specific products or services, independent advisors offer unbiased guidance and access to a wider range of solutions tailored to your individual situation.
How do you get compensated for your services?
Our compensation is transparent. We typically work on a fee basis, which we discuss and agree upon with you in advance.
Am I entering into a long-term commitment?
No, you are not required to enter into a long-term contract. Our services are flexible, and you decide how long you wish to work with us.
How often do we review my financial situation?
We recommend reviewing your financial situation at least once a year or whenever there are significant changes in your life.
Do you also help with budgeting and financial organisation?
Yes, we assist you with budgeting, financial organisation and developing strategies to manage your finances more effectively.
Can you help optimize my personal tax situation?
Absolutely. We analyze your financial situation and identify opportunities to minimize your tax burden.
Do you offer tax planning for business owners or the self-employed?
Yes, we provide tailored tax planning services for business owners and self-employed individuals.
Do you work together with tax advisors or fiduciaries?
Yes, we have our own dedicated internal team and draw on a broad network of partners.
Do you offer independent investment advice?
Yes, we provide independent investment advice based on your goals, risk tolerance and financial situation.
What types of investments do you recommend?
We recommend a broad range of investment options, including funds, ETFs and other diversified instruments.
Do you manage investments or only advise?
We do not manage assets or engage in daily trading. We act as your sparring partner, supporting you with strategy and decision-making.
Can you review my existing investment portfolio?
Yes, we can review your current investment portfolio, assess its suitability and suggest improvements.
How does the Swiss pension system work?
The Swiss pension system is based on three pillars: state pension (AHV), occupational pension (BVG) and private savings (Pillar 3a/3b).
When should I start planning for retirement?
The earlier the better. Starting in your 30s or 40s gives you more time to optimize contributions and investment strategies.
Can I withdraw my pension capital early?
Under certain conditions yes — for example, when buying property, becoming self-employed, or leaving Switzerland permanently.
Should I take my pension as a lump sum or annuity?
This depends on your individual situation. We help you model both scenarios and find the optimal solution.