Clear strategies for a confident future
Fee-only financial advisory
FIN tells you what others won't — financial matters don't have to be complicated.
FIN is by your side, independent and personal — on taxes, wealth building, retirement, and more.
No jargon, no conflicts of interest. Just honest advice that truly fits you.
Clarity, not complexity.
We start with your North Star — your personal direction — and build everything else around it.
Services that evolve
with you.
Financial needs shift as life does. At FIN, we offer modular, transparent services according to your needs – from your first investment to your retirement strategy.
What stays consistent: one dedicated advisor, and clarity in every financial step.
Swiss Taxes
learn more
Clarity that pays off: Taxes affect everyone—yet few feel truly certain about how to handle them. That’s where FIN steps in.
Navigate local and cross-border tax matters with confidence. FIN takes an individual and comprehensive approach to your tax situation. It’s not just about filing your tax return: FIN uncovers all possible deductions, highlights available alternatives, and clearly explains the advantages and disadvantages of each strategy.
This gives you the confidence and foundation to make informed financial decisions for every stage of your life.
No matter your origin or where you call home, FIN ensures you stay confident and in control of your taxes.
Investment Strategy
learn more
Build and protect your portfolio – with strategy, structure, and long-term perspective.
Smart investing means putting you—not a bank’s interests—at the center of every decision. FIN develops investment strategies that fit your life, your goals, and your values. Whether it’s ETFs, funds or sustainable criteria. With FIN, your investments are built for progress, not stagnation.
Swiss Pension Scheme
learn more
From early planning to optimization – we prepare you for what’s ahead.
The Swiss pension system is built on three strong pillars. FIN helps you truly understand and use each of them—so your future remains in your hands, whatever life brings.
Focus on what you truly need—never more, never less. We help you avoid unnecessary products and keep the path clear.
Unlock the power of Switzerland’s three-pillar pension system—pillar 3a, pension fund buy-ins, and tailored personal insurance.
Property & Financing
learn more
Tailored strategies for ambitious dreams. We tell you everything the banks won’t.
Owning a home is far more than just having a roof over your head—it’s achieving a milestone that brings pride, security, and a sense of arrival.
Your goal is simple: A home that anchors your future—without unnecessary stress or surprise. FIN delivers the reassurance, insight, and structure you need to make that possible.
We crunch the numbers—taxes, amortization, and impact—so decisions are simple.
Pension Planning
learn more
Your retirement—our shared goal. With FIN, everything is under control.
Retirement comes with crucial decisions:
Should you opt for a lump-sum payout or lifetime annuity?
Is early retirement right for you?
What’s the best way to optimize your social security benefits?
As an experienced financial advisor, FIN helps you plan this step with foresight and tax efficiency. We don’t just talk you through your options—we guide you through every implementation, so you can plan in peace and avoid surprises later.
Trust the Stars: Google Reviews
FIN Investment Philosophy
The Core-Satellite Strategy:
Stability meets
targeted returns
Strategy
-
Your Foundation
The core of your investment. Here, we capture the global market return in a broadly diversified and highly cost-efficient manner.
- 01
Income Strategy
Focus on quality companies with strong cash flows and growing dividends. Your building block for steady income and stability during volatile market phases.
- 02
Trend & Momentum
Active strategies that leverage proven market dynamics. A selective exposure with the clear goal of generating excess returns against the broader market.
- 03
Derivatives & Hedging
Precise risk management. We deliberately use derivatives to hedge against extreme risks (tail risks) — strictly for capital protection and never for speculative bets.
- 04
Private Equity
The exclusive asset class at the top of the pyramid. A long-term investment that is illiquid, but perfectly diversifies your portfolio through uncorrelated returns outside the public markets.
- 05
Thematic Sectors
Invest in your convictions. Whether Artificial Intelligence, Climate Tech, or Healthcare Innovation — we select the megatrends that perfectly align with your risk profile.
Financial advisory that fits you
Modular services, transparent pricing. Every advisory starts with a free initial consultation.
Investment Strategy
Build and protect your portfolio — with strategy, structure, and long-term perspective.
- — Portfolio analysis & review
- — ETF & fund selection
- — Risk profiling
- — Rebalancing strategy
- — Ongoing advisory check-ins
Investment Strategy
Conservative allocation
Illustrative conservative split across asset classes.
Pension & Insurance Analysis
A real sense of confidence and trust — pillars 1, 2 and 3 reviewed end-to-end.
- — Comprehensive 3-pillar analysis
- — Avoid over- and under-insurance
- — Investment strategy alignment
- — Action plan & roadmap
- — Tax optimisation
Pension & Insurance Analysis
Your 3 pillars at a glance
Coverage vs. target income — gaps become visible and actionable.
Pension Planning
From early planning to optimization — we prepare you for what's ahead.
- — Three-pillar analysis
- — Pillar 3a optimization
- — Pension fund buy-in strategy
- — Early retirement scenarios
- — Lump-sum vs. annuity comparison
Pension Planning
Retirement capital path
Accumulation until 65, then drawdown — scenarios modelled for you.
Property & Financing
Tailored strategies for ambitious dreams. We tell you everything the banks won't.
- — Affordability analysis
- — Mortgage comparison & negotiation
- — Tax impact simulation
- — Amortization strategy
- — Renovation & maintenance planning
Property & Financing
Financing structure
20% equity, 80% mortgage — plus monthly cost breakdown.
Questions still lingering?
We’re here with the answers you need.
Here’s what people often want to know before getting started with FIN.
How is your fee calculated?
We work fee-only: you pay a transparent fee that we agree on with you up front. There are no hidden costs and no dependence on selling products.
Do you earn commissions or kickbacks?
No. We don't accept commissions, retrocessions or kickbacks from banks or insurers. Our fee comes solely from you.
Will I know the cost before we start?
Yes. Before we begin, we put the scope and the fee in writing so you know exactly what to expect.
Is a fee-based model right for me?
An agreed fee makes costs predictable and ensures our recommendations follow only your goals. In the first call we'll clarify whether it fits your situation.
What's included in your financial advisory?
Depending on your needs, we cover areas such as pensions, investments, taxes and wealth planning. You book exactly what you need.
Can I combine the services modularly?
Yes. Our advisory is built in modules, so you can pick individual building blocks or combine them into comprehensive support.
Do you also advise expats and SMEs?
Yes. We work with private individuals, expats with ties to Switzerland and SMEs, and we tailor the scope to your particular situation.
Do I have to commit long-term?
No. You decide whether you want a one-off consultation or ongoing support. We define the scope together.
How do I get started with you?
You book a no-obligation first call. In it we go through your situation, your goals and whether we're a good fit.
What happens after the first call?
We summarise the right scope and the fee. Once you agree, we get started with the advisory.
How does the collaboration work?
We work in clear steps: taking stock, defining goals together, concrete recommendations and implementation. You stay involved at every step.
Can this be done remotely?
Yes. We're based in Zug, but we can also advise you by video call and digitally so it works wherever you are.