Tax Advice for Expats
File your
Swiss Tax Return
Looking for tax clarity instead of complexity? FIN is your tax advisor in Switzerland – guiding you through all financial and tax matters. No jargon, no red tape – just real support, on your terms.
Tax Advisor in Switzerland –
Just like a craftsman knows his tools, we understand Swiss tax law and use it to help you save on taxes.
We look at the full picture and make sure no opportunity for smart planning is missed.
At FIN, we offer modular, transparent services that evolve with you – from your first investment to your retirement strategy.
What stays consistent: one dedicated tax advisor, and clarity in every step.
Swiss Tax Return Filing
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We know: tax is personal. That’s why we value honest, in-depth conversations – and put all our expertise into making your tax strategy a success.
For us, this is where it gets exciting: there’s nothing more satisfying than investing your money tax-efficiently.
We think ahead, and it pays off to plan early with FIN.
Tailored Tax
Advice
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We know: tax is personal. That’s why we value honest, in-depth conversations – and put all our expertise into making your tax strategy a success.
For us, this is where it gets exciting: there’s nothing more satisfying than investing your money tax-efficiently.
Expat & B-Permit
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International? Absolutely. Navigating cross-border tax issues is part of our daily work.
We understand how to deal with the requirements of foreign citizens (expatriates).
- Employee share ownership plans (ESOP/PSOP)
- RSUs / Restricted Stock Units
- Real estate abroad
- Other income from abroad
- Assets abroad
- Flat-rate taxation
We expertly guide you through your Swiss tax return.
Financial
Planning
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Own your finances, just three steps away
Initial Consultation & Assessment
Step one
Tell us about your situation.
In our initial, no-obligation consultation, we take the time to understand your unique needs,
completely free of charge.
We’ll agree on a package and collect the necessary information to get started.
From the very beginning, you’ll benefit from full transparency with our clear, fixed rates-no hidden fees or unexpected costs.
Document Submission
Step two
Your personalized checklist is automatically created by Smart eTax based on your information.
Access and manage your documents securely in the Swiss cloud using our client portal with two-factor authentication for extra protection.
Full Review & Optimization
Step three
We don’t just fill out the form.
We look for tax savings – for this year and next. Because good tax advice goes beyond paperwork.
You always know what to expect
Our flat-rate model adjusts to your situation and is made up of transparent components.
Basic Package
Make the most of all available tax deductions.
- Tax return filing
- Deadline extension
- Add-ons based on complexity
from CHF 280
Most appreciated
Premium Package
We fully represent you with the tax authorities & take care of all the tax hassle for you.
- Everything from Basic
- Personal consultation
- Full representation
- Document requests from tax authorities
- Tax objection
from CHF 1’180
All Inclusive
Moving to Switzerland or not — we’ve got you covered.
- Everything from Premium
- Priority processing
- Tax optimization strategy
- No extra charges
from CHF 4’800
Additional Services
Mid-year tax filing
CHF 150
Special cantons
CHF 100
Double income
CHF 200
Inter-cantonal property allocation
CHF 200
International asset allocation
CHF 200
Real estate per property
CHF 150
Real estate cost breakdown
CHF 250
Asset declarations
(e.g. bank accounts; debts)
CHF 10 per item
Alimony payments
CHF 50 per item
Self-employed Form A
CHF 150
Form DA-1
(foreign withholding tax)
CHF 200
Simple representation
CHF 400
Full representation incl. objection
+CHF 600
Fast delivery
(within 5 days)
CHF 200
Urgent cases
Double rate
Withholding tax rate correction
from CHF 300
Trust the Stars: Google Reviews
Truly Independent Financial Advice
Find your North
Star
We believe true financial advisory – it s about understanding where you want to go.
Meet FIN in an initial consultation — and let us get to know you. Together, we ll find your North Star from where you stand in life.
Transparent, tailored to your needs, and always by your side.
Questions still lingering?
We’re here with the answers you need.
Here’s what people often want to know before getting started with FIN.
Is the initial consultation free of charge?
Yes, your first consultation with us is completely free and without obligation. This allows you to get to know us and discuss your needs before making any commitments.
Why should I choose independent financial advice?
Independent financial advice ensures that recommendations are made in your best interest, free from conflicts of interest or product sales pressure. Our only goal is to help you achieve your financial objectives.
How is an independent advisor different from a bank
consultant?
Unlike bank consultants, who may be tied to specific products or services, independent advisors offer unbiased guidance and access to a wider range of solutions tailored to your individual situation.
How do you get compensated for your services?
Our compensation is transparent. We typically work on a fee basis, which we discuss and agree upon with you in advance. This ensures our advice remains objective and in your best interest.
Am I entering into a long-term commitment?
No, you are not required to enter into a long-term contract. Our services are flexible, and you decide how long you wish to work with us.
How often do we review my financial situation?
We recommend reviewing your financial situation at least once a year or whenever there are significant changes in your life. However, we can tailor the frequency of reviews to your preferences and needs.
Do you also help with budgeting and financial
organization?
Yes, we assist you with budgeting, financial organization, and developing strategies to manage your finances more effectively.
Do I have to pay wealth tax in Switzerland?
Yes – Switzerland applies a cantonal wealth tax in addition to income tax.
It is levied on your net assets, including savings, securities, and real estate (minus any
debts).
Important to know:
- The wealth tax rate varies by canton.
- There are exemption thresholds – only assets above a certain limit are taxed.
- Even individuals with a B residence permit may be subject to wealth tax if cantonal thresholds are exceeded.
You can check your status with our B Permit Tax Calculator.
How much does it cost to have FIN file my tax return?
From CHF 280.– depending on your package. You only pay for what you need – no hidden fees, no unclear hourly rates.We provide you with a fixed quote upfront – no surprises later on.
When do I need to file a tax return in Switzerland?
If you live in Switzerland and your income or assets exceed cantonal thresholds, you’re required to file. This also applies to bonuses or additional side income.
What happens if I don’t file a tax return even though I’m required to?
The tax office will apply an estimated assessment (Ermessensveranlagung) – and usually at
a higher rate than your actual situation.
This means:
- You lose the chance to claim deductions or refunds.
- The estimate is based on general assumptions, not your real numbers.
- You may face interest charges, late fees, or penalties.
What documents do I need for FIN to file my return?
After your onboarding call, you’ll receive a personalized digital checklist.
Typical documents include:
- Salary certificate (Lohnausweis)
- Bank statements
- Health insurance confirmations
- 3rd pillar (Pillar 3a) contributions
- Childcare or education costs, and more
Can I submit a tax return voluntarily?
Yes – and it can be beneficial, especially if you’re entitled to deductions or potential refunds. Common deductions include Pillar 3a contributions, pension buy-ins, or renovation costs on property.
How long does it take FIN to complete my tax return?
Typically 5 weeks from the moment we receive all your documents. It can be faster. Between January and April, we prioritize U.S. citizens due to strict deadlines.
How safe is my data with FIN?
Your data is encrypted, GDPR-compliant, and securely stored on Swiss servers. We treat your information with the highest confidentiality.
Who is exempt from filing a tax return in Switzerland?
- Withholding taxpayers (B permit) with no additional income or assets are usually not required to file.
- Individuals with very low income, below the cantonal minimum.
- Minors, who are included in their parents’ tax return.
Do I have to file a tax return if I have no income?
In principle, all residents in Switzerland are required to file a tax return.
Exceptions apply to:
– Withholding taxpayers (B permit) without additional income or wealth
– People with low income under the cantonal minimum
Important:
If you’re under 65, you may still need to pay social security contributions on your assets, even if you have no income. In such cases, reach out to us – we’ll clarify your situation.
Do you offer independent investment advice?
Yes, we provide independent investment advice based on your goals, risk tolerance, and financial situation, without promoting specific products.
What types of investments do you recommend?
We recommend a broad range of investment options, including funds, ETFs, and other diversified instruments, always tailored to your individual needs and preferences.
Do you manage investments or only advise?
We do not manage assets or engage in daily trading. Instead, we help you decide whether to delegate asset management or manage your investments yourself. We act as your sparring partner, supporting you with strategy and decision-making.
Can you review my existing investment portfolio?
Yes, we can review your current investment portfolio, assess its suitability, and suggest improvements to better align with your goals.
What does retirement planning include?
Our retirement planning covers pension analysis, income planning, optimization of social security benefits, and strategies to ensure a comfortable retirement.
Can you help with inheritance and estate planning?
Yes, we advise you on inheritance and estate planning to ensure your assets are transferred according to your wishes and in a tax-efficient manner.
How do you handle changes in personal or financial
situations?
We adapt our advice to any changes in your personal or financial circumstances, ensuring your financial plan remains up to date and relevant.
Do you coordinate retirement planning with pension funds
(2nd Pillar)?
Yes, we work closely with pension funds and help you optimize your benefits from the 2nd Pillar as part of your overall retirement strategy.
